.Union Money Administrator Nirmala Sitharaman3 minutes reviewed Final Upgraded: Aug 28 2024|12:15 AM IST.On the eve of the 10th wedding anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Money Administrator Nirmala Sitharaman revealed that the authorities intends to open up over 30 thousand new PMJDY accounts throughout 2024-25.Rundown media reporters, Sitharaman unveiled that as of August 14, 2024, an overall of 531.3 thousand Jan-Dhan accounts have actually levelled considering that the plan's launch a decade ago, with an increasing down payment difference of Rs 2.3 mountain.The ordinary balance every account has actually boosted coming from Rs 1,065 in March 2015 to Rs 4,352 as of August 16, 2024. Roughly 80 percent of these profiles are actually presently active." PMJDY has participated in a vital task in the course of the astronomical, particularly for ladies," said Sitharaman.In spite of the allotment for absolutely no balance and also the lack of a minimal harmony demand, just 8.4 percent of the accounts sustain a no harmony. The program has actually been actually particularly efficient in non-urban as well as semi-urban places, where 66.6 percent of the profiles lie.As of August 14, 2024, ladies account owners exemplify 55.6 per-cent of the complete profiles, totaling up to 295.6 thousand accounts, depending on to the Ministry of Money.
Presently, 99.95 per cent of all lived in villages have financial locations available within a 5-kilometre distance via several touchpoints, consisting of bank branches, automated bank clerk equipments, banking contributors, and India Post Remittances Financial Institution.As of August 14, 2024, there end 1.73 billion personnel CASA (current account interest-bearing account) accounts in the nation, consisting of greater than 530 million personnel PMJDY profiles.Pertaining to social security schemes, Sitharaman highlighted that over 200 million advancing enrolments have delivered life insurance coverage of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, along with a yearly superior of Rs 436.Furthermore, over 450 thousand advancing enrolments have provided one-year accidental cover of Rs 2 lakh (for fatality or long-term overall impairment) as well as Rs 1 lakh (for long-term partial handicap) under the Pradhan Mantri Suraksha Bima Yojana, along with a premium of Rs twenty annually.The Atal Pension Yojana has actually enrolled over 68 thousand clients.In terms of credit-linked plans, Sitharaman stated that under the Pradhan Mantri Mudra Yojana, 489.2 thousand cumulative loans amounting to Rs 29.93 mountain (as of July 12, 2024) have actually been actually accredited to provide collateral-free institutional money management to micro as well as small company units as much as Rs 10 lakh for income-generating activities.Under the Stand Up India Plan, 236,000 collective loans completing Rs 53,609 crore (as of July 15, 2024) have actually been sanctioned to Set up Caste, Scheduled Tribe, as well as females business owners for putting together greenfield jobs.In addition, the Pradhan Mantri SVANidhi system has actually allowed loans worth Rs 12,630 crore to 6.52 million road merchants as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) launched on August 28, 2014.u00b7 PMJDY advancing down payment remainder of Rs 2.3 mountain.u00b7 There more than 1.73 billion personnel CASA accounts.u00b7 Women account holders make up 55.6% of overall profiles.First Posted: Aug 27 2024|9:37 PM IST.